Auto Loans in Highland and Litchfield, IL

Auto Loans and Lease Options at Steve Schmitt Auto Group

The finance center at Steve Schmitt Auto Group goes above and beyond to help car buyers throughout the Fairview Heights area find solutions that fit their unique needs. We offer a wide variety of auto loan and lease options so you can drive home confidently. With an array of resources available online and in person, you'll enjoy a seamless and hassle-free shopping experience.

New Inventory

Shop our selection to find a new car, truck or SUV today!

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Flexible Financing

We're here to help you by going over every option clearly, and will find the right plan for you.

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Special Offers & Incentives

Proud to offer competitive prices, we work hard to leave more money in your pocket.

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Auto Loans and Leasing Near Wood River

Our dealership serving O'Fallon provides loans and leases for new and used cars. Both paths have their own benefits, and the right choice depends on your specific circumstances. Our finance associates can walk you through each option and provide the information and support you need to make the right choice.

New Car Financing

Stepping into a brand-new car is exciting. We partner with a large network of lenders to lock in rates and terms that fit your current budget and help you reach your longer-term financial goals. Financing lets you build equity with each monthly payment, and once the loan balance is paid off, you'll own your car in full. When you buy a car at our dealership near Edwardsville, you will have ample opportunity to take advantage of current financing incentives. Our team at Steve Schmitt Auto Group is readily available to guide you through each step of the loan process.

Used Car Loans

A pre-owned ride can offer superb value and deliver many more years of reliable driving. Our flexible rates and terms make it easy for you to drive home in a quality car without stress. We work with an array of lenders who focus on used car financing so that you can find practical solutions for your budget. Before we sell any used vehicle at Steve Schmitt Auto Group, our technicians inspect it carefully. You can enjoy a reliable car and an affordable loan when you buy a used vehicle at our dealership serving Highland, IL.

Subprime Lending for Credit Concerns

If you have credit concerns, you still have options at our dealership serving Troy, IL. Our finance center works with lenders who specialize in subprime lending and help buyers rebuild their credit. Our finance team treats every customer with respect. We look at your full picture and work to find a lender who will say yes.

Leasing Options

Leasing a new car near Collinsville at our dealership gives you a way to drive a newer model with less expensive monthly costs. At the end of your lease term, you will have several options to consider. You can return the keys, buy out your lease and keep the car, or start fresh with a new lease on a brand-new model. Contact the team at Steve Schmitt Auto Group to learn more about leasing your next car.

Frequently Asked Questions

A valid ID, proof of income, proof of residence, and information on your current debts.
Yes, we work with lenders who focus on buyers with credit concerns.
Many buyers get an answer within hours. Some cases may take a bit longer based on lender review. You can apply online to get pre-approved quickly.
Buying means you own your car at the end of your loan. Leasing means you either return the car or buy it at the end of your term.
Most loans allow early payoff. Check your loan terms for details on any fees.

Apply Online Today

If you are ready to get started, apply for financing online or contact us. Once you submit your info, our finance team will reach out to discuss personalized options and next steps. Stop by our dealership or give us a call to speak with a finance specialist today.

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Contact Information

Purchase Timeframe

  1. Ultimate Parent: Steve Schmitt Auto Group

    • Sales: 618-654-2181
  2. Highland Ford

    12610 State Route 143
    Highland, IL 62249-1146

    • Sales: (618) 654-2122
  3. Highland Ford

    12610 IL-143
    Highland, IL 62249

  4. Steve Schmitt Auto

    439 Edwardsville Road
    Troy, IL 62294

    • Sales: (618) 667-2800
  5. Highland Ford

    12610 IL-143
    Highland, IL 62249

  6. Litchfield GMC

    1 GALAXY LANE
    LITCHFIELD, IL 62056

    • Sales: (855) 739-3514
  7. Highland Buick GMC

    12631 STATE ROUTE 143
    HIGHLAND, IL 62249

    • Sales: (855) 811-0523
  8. Steve Schmitt of Litchfield

    1 Galaxy Ln
    Litchfield, IL 62056

  9. Steve Schmitt of Highland

    12631 State Route 143
    Highland, IL 62249

  10. Highland Chevrolet

    12631 STATE ROUTE 143
    HIGHLAND, IL 62249

    • Sales: (855) 808-3645
  11. Litchfield Chevrolet

    1 Galaxy Lane
    Litchfield, IL 62056

    • Sales: (217) 250-2336
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Get in Touch

  • Contact our Sales Department at: 618-654-2181